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Proposed California Law, AB 83, Aims to Protect Personal Information

Published July 8, 2015

As many of you can agree, protecting private information is extremely important. No one wants their driver’s license numbers or financial information floating around! Unfortunately, millions of identities were put at risk last year due to data breaches at stores such as Target and Home Depot. 

In efforts to reduce identity theft, Assemblyman Mike Gatto introduced Assembly Bill No. 83, which was passed by the California Assembly in May. This bill, currently being reviewed by the California Senate, intends to prevent future data breaches by imposing stricter requirements on retailers and businesses to secure and protect personal information.

According to Lexology, the existing California law requires that companies who have personal information must "implement and maintain reasonable security procedures and practices appropriate to the nature of the information, to protect the personal information from unauthorized access, destruction, use, modification, or disclosure." 
Personal information is legally defined as a person's first name (or first initial) and last name combined with at least one of the four:
  • Social security number
  • Driver's license or California identification number
  • Financial account numbers (or passwords that access financial accounts)
  • Medical information

AB 83 would add a person's "geophysical location" to those four components. The bill also attempts to expand on what exactly “reasonable security procedures and practices” means. 
Some of the new measures businesses will be required to take include:
  • Identifying reasonably foreseeable risks that might result in unauthorized access to or disclosure of information
  • Introducing safeguards designed to make sure personal information is kept secure
  • Regularly evaluating the efficiency of existing safeguards
  • Assessing and adjusting any operational changes in the company that could possibly impact the security or privacy of personal information under the business's control.
Please take action today and voice your opinion for your credit union! Visit Connect for the Cause to show your support for this bill and take a stand for stronger security.

*If you ever feel that your identity has been compromised, please contact us so one of our financial service representatives may assist you.

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