Meriwest Credit Union | 877-MERIWEST (877) 637-4937 | Routing Number 321176833

11:17 AM

Identity Theft Prevention Tips

Published August 10, 2016

It’s Fraud Awareness Week and we wanted to share some tips on how to prevent identity theft!

Do not share personal information: Whether over the telephone, through the mail, or on the Internet, do not share your financial account information or Social Security numbers unless you know the person requesting the information is who he or she claims to be.

Control access to your financial information: Store your personal information in a safe place, and tear up or shred old credit card and ATM receipts, old account statements, and unused credit card offers before throwing them away.

Protect your PINs and other passwords: Avoid using easily available information such as your mother's maiden name, your birth date, the last four digits of your Social Security number, or your phone number, as identity thieves can use this information to access your accounts.

Carry only the minimum amount of identifying information and number of credit cards that you need.

Monitor billing cycles and statements: Contact the credit union if you do not receive a monthly bill. It may mean that an identity theft diverted the bill.

Check account statements carefully: Ensure that you authorized all charges, share drafts, or withdrawals on the statement.

Guard your mail from theft: If you have the type of mailbox with a flag to signal that the box contains mail, do not leave bill payment envelopes in your mailbox with the flag raised. Instead, deposit them in a post office collection box or at the local post office. Remove incoming mail promptly.

Monitor your credit report: Consumers are entitled to one free credit report from each credit reporting agency annually.

Opt out of pre-approved credit cards, direct mail lists and telephone solicitation.

The preceding information is repurposed from

For more information on how to prevent identity theft, contact us or visit our identity theft protection page.

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